Bankruptcy is Like Spring!
How can bankruptcy be like spring? Springtime is a renewal…a rejuvenation. New life is born in spring. Spring provides rekindled hope and a fresh start. So it is when you file bankruptcy. Pulling...
View ArticleChapter 13 Bankruptcy Plan Payments Can be Lowered if Your Income Decreases
When a Chapter 13 bankruptcy plan gets confirmed by the Bankruptcy Court, the monthly payments you are supposed to pay to the trustee are set by the confirmation order. But they are not always set in...
View ArticleFarm Bankruptcy Relief – Would You Qualify for Chapter 12?
Chapter 12 bankruptcy is debt relief for family farmers. It allows these farmers to reorganize their debts and save their farms and their way of life. But who qualifies as a “family farmer”? The...
View ArticleBankruptcy Petition Schedules Reveal Your Basic Information
Filing a bankruptcy petition is a process in which you disclose important information about your assets, your debts and your income and expenses. Anyone looking at your petition can usually see all...
View ArticleShould I Be Worried About Going To My Meeting of Creditors?
After you file a bankruptcy case, you are required to attend a meeting of creditors. This is scheduled for about a month after your petition is filed, and is usually the only appearance you will need...
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Does it Make a Difference if I File Bankruptcy Tomorrow or Today?
If you wait to file a bankruptcy petition until tomorrow instead of filing it today, it may make a huge difference. Sure, today is Halloween, but that is not the reason it could make such a difference...
View ArticleStop Creditor Harassment, Foreclosure, Garnishment? File Bankruptcy!
Filing a bankruptcy petition is not for everyone. But if you are facing foreclosure, are being threatened with having your wages garnished or receiving harassing phone calls from creditors you should...
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5 Ways Your Bankruptcy Can Affect Your Children
You probably don’t think about it, but filing for bankruptcy can have a significant effect on your children. 1. STRESS: Being deep in debt, receiving harassing calls from creditors, being threatened...
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Have You Already Gone Over the Fiscal Cliff?
The United States will go over the fiscal cliff tomorrow if Congress cannot come up with at least a short term solution. But what about us? Many of us have already gone over our fiscal cliff. Even if...
View ArticleIn Bankruptcy it Matters if Your House is Not Your Residence When You File
Your house – the place where you have lived in the past and plan to live in again – may not be your residence when you file a bankruptcy petition. Does it matter? In several ways it might matter a...
View ArticleFiling Bankruptcy? Beware of the Unexpected.
This is a tale of two families who just wanted to protect their homes. The older couple wanted to protect their residence from the possibility that they might lose it if they had to go to a nursing...
View ArticleTrouble Getting a Mortgage Modification? Get Your Bankruptcy Court to Help!
Homeowners experiencing financial difficulties can avoid losing their homes by getting a mortgage modification. The trouble many people have is getting their mortgage company to agree to grant them an...
View ArticleShould I File a Chapter 12 Farm Bankruptcy?
If you are a farmer (or make your living by fishing), you should know about Chapter 12 of the U.S. Bankruptcy Code. Also called Farm Bankruptcy, Chapter 12 is debt relief for family farmers, allowing...
View ArticleChapter 13 Bankruptcy Court – What Goes On?
Much gets done on Chapter 13 day in Bankruptcy Court. Other courts around the country may operate differently, but in the Syracuse and Utica divisions of the Northern District of New York Bankruptcy...
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Should I Be Worried About Going To My Meeting of Creditors?
After you file a bankruptcy case, you are required to attend a meeting of creditors. This is scheduled for about a month after your petition is filed, and is usually the only appearance you will need...
View ArticleClik here to view.
Does it Make a Difference if I File Bankruptcy Tomorrow or Today?
If you wait to file a bankruptcy petition until tomorrow instead of filing it today, it may make a huge difference. Sure, today is Halloween, but that is not the reason it could make such a difference...
View ArticleStop Creditor Harassment, Foreclosure, Garnishment? File Bankruptcy!
Filing a bankruptcy petition is not for everyone. But if you are facing foreclosure, are being threatened with having your wages garnished or receiving harassing phone calls from creditors you should...
View ArticleClik here to view.
5 Ways Your Bankruptcy Can Affect Your Children
You probably donâ€t think about it, but filing for bankruptcy can have a significant effect on your children. 1. STRESS: Being deep in debt, receiving harassing calls from creditors, being threatened...
View ArticleClik here to view.
Have You Already Gone Over the Fiscal Cliff?
The United States will go over the fiscal cliff tomorrow if Congress cannot come up with at least a short term solution. But what about us? Many of us have already gone over our fiscal cliff. Even if...
View ArticleClik here to view.
In Bankruptcy it Matters if Your House is Not Your Residence When You File
Your house – the place where you have lived in the past and plan to live in again – may not be your residence when you file a bankruptcy petition. Does it matter? In several ways it might matter a...
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